CV writing Essay Example | Topics and Well Written Essays - 1000 words

CV writing - Essay Example My intention is to produce a learning environment that fosters creativity and collaboration among the students so that self-expression can be utilized with goal setting skills in order to fulfil personal aspirations as defined by the students, but framed within the learning goals of the class. Summary of Teaching Experience 2010. Supply Teacher (Teaching Agencies in UK) Working as cover/ supply teacher in various secondary schools around London. 2001- 2009. Mahaicony Secondary School, Guyana (Junior Teacher) Visual Arts teacher of the secondary school, responsible for teaching students ages 11 -16. Examiner for final exhibited examination art pieces. Guiding and rendering support to other junior teachers within the department. Visual Arts teacher ? Taught various areas of visual arts including Drawing and Painting, Textiles, Graphic design. ? Prepared lesson plan to meet the needs of diverse students from different cultures and backgrounds. ? Prepared fifth form (ages 16& 17) student s to write Caribbean Examination Council Secondary Education Certificate exam. ? Organized art exhibitions and assessing works of art. ? Developed students' interests, abilities and co-ordination by way of creative activities ? Tested and evaluated students’ ability for individual progress in written and oral work. ? Prepared and administered assignments and projects ? Planned schemes of work for entire year group. ? Built learners' confidence, and teaching successful learning strategies In Assisting the Teacher I Participated in ? Creating a good teacher- parent friendly relationship ? Encouraging parents to be actively involved in many areas of school life whilst developing close working relationships an active PTA ? Managing the classroom and organized activities such as educational tours and field trips. ? Identifying students with learning difficulties and provided learning aids and programmes to meet their needs. ? Participating in staff meetings, conferences and educat ional workshops ? Discussing students’ progress and problems with students and parents. Encouraged parents to be actively involved in their children’s school life. ? Encouraging students to become independent learners by setting challenging and demanding expectations to promote self-esteem Junior Teacher Adviser Responsibilities ? Advised and supported staff on planning, assessment and resources including lesson planning. ? Assisted in disciplinary problems School’s Environment Club Leader ? Organised sponsored events, lunchtime and after school clubs. ? Planned and implement strategies in dealing with issues such as recycling and littering. ? Promoted activities planning through involvement of other schools and parents. Achievements ? Completed the objectives and activities set in the curriculum on time. ? 98%- 100% passes in exams: Caribbean Examination Council Secondary Education Certificate exam. ? Significantly assisted in changing the behaviour of the enti re school towards littering through the implementation of policies. Education ? October 2005 –July 2009: BA in Fine Arts (Pass with credit), University of Guyana. ? October 2003 – July 2005: Technical Education Certificate in Radio and Electronic Servicing (Pass with distinction), Georgetown Technical Institute, Guyana. ? October 1998 – July 2001: Trained Teacher’s Certificate (Grade 1; Class 1), Cyril Potter College of Education, (Guyana Teachers’ Training College). ? October 1991 –

New Zealand Bank Lending Practice Research Proposal

New Zealand Bank Lending Practice - Research Proposal Example Personal Lending is one such area where the lending rates are higher as compared to other conventional users of banking thus finance companies tend to bet more on them and in the process sometimes violate their own lending criterion. Finance Companies in New Zealand are continuously heating up the personal lending market by allowing generous limits to the consumers. In this process they tend to violate their own lending policies also. This research will undertake to analyze the reasons behind the violations of the lending policies by Finance companies in New Zealand. The current subprime crisis in US clearly suggest that finance companies including Banks have tended to avoid exercising general prudence while making lending decisions. Getting consumer credit through various financial institutions especially banks requires consumers to maintain a certain degree of credit rating in order to qualify for those loans. Unlike large corporate companies, consumers or rather individuals pose a different challenge and dynamics to financial institutions to cater their needs for credit and formal funding requirements of these individuals. It is because of this reason that various banks and financial institutions have developed their internal rating methodologies which they assign to various consumers asking for credit. Banks than through their internal as well external credit scores or ratings decide to whom they should provide the credit. These criteria of credit rating often are designed to be tough since Banks in order to avoid defaults, tighten their cri teria to extend the credit to these customers. However, due to increasing needs of those customers, whose credit history or their credit ratings do not fall under the criteria laid down by the banks, banks try to accommodate them also. Most of the banking groups within Australia and New Zealand have therefore entered into practices which defy the most basic precautions when lending in personal loan market. This is now resulting into increasing provisions from the banks. (Verrender, 2008) Statement of the Purpose and Significance of the study The study is significant in the sense that it would be one of its kinds to study the qualitative reasons behind this phenomenon and may lead us to the indications of the financial procyclicality impacts on the financial sector of New Zealand. The so called KiwiSaver rules have allowed banks to charge interest rates much beyond the normal rates despite the fact that Card debits especially in case of Credit Cards, Mortgages as well as personal loans are tied up with the mortgages of the customer. In this way, they get extra and in order to earn extra, they loose or violate their lending practices to accommodate the borrowers. (Stock, 2008) Further, to this, Finance Companies in the country are considered to be more aggressive while making lending decisions which in turn put pressures on the overall liquidity position in the financial sector thus effectively straining the resources of the nation. It is believed that the Finance companies in New Zealand have not yet fully developed the credit scoring models also to effectively